Checking and Savings Accounts
Savings Accounts: Whatever your savings goals, we have an account right for you. Build your savings for next month, next year or retirement with one of our savings accounts. We even have special savings clubs for children and special purchases.
Basic Savings: Open a basic savings account with as little as $5, and you're a member! As a member, you have an ownership share in Denali Alaskan, as well as full voting privileges. You'll also start to earn dividends as soon as your account reaches just $100. Earn more as your account grows. And you have the freedom to add or withdraw funds from your account at any time.
TargetSavings TM Club: You call the shots. We'll help you save for anything you aim for. Just open an account for $5 or more, give your account a name and a savings goal, and we'll keep track of your progress on your statement.
Kids Prospector Club® : Everyone's a super saver at Denali Alaskan! Our kids program (newborn to 12-year-olds) is a great way to encourage young members to learn good savings habits. The Kids Prospector Club® features our own Sourdough Buck, who'll send birthday cards to young savers, and is featured on our punch cards, bookmarks, and other special premiums for our young savers. Start a Kids Prospector Club® account with as little as $5.00.
Teen Power®: A special program for savers from 13 to 17 years of age, with special premiums and newsletters featuring information about savings and other essential financial facts. The Teen Power® program starts with as little as $5.00 in your share savings account...and we also offer free Personal Computer Banking internet access to your account!
Three choices of checking accounts to fit your lifestyle.
FREE CHECKING: Our checking gives you the purchasing power you need to maintain your financial lifestyle. Best of all, you can get it free here at Denali Alaskan…there are no strings attached to our Free Checking. Stop in today at your nearest branch, or call the Member Contact Center at 257-7200, option 3, or toll-free at (800) 764-1123, option 3, to sign up for Free Checking today!
ADVANTAGE PLUS CHECKING: Our exclusive, value-added checking account offers travel discounts, a medical emergency data card and the children's ID safety service network. Plus, we pay dividends with a minimum monthly balance! Does your current account offer hundreds of dollars of benefits for just $5 per month? If not, take "advantage" of Denali Alaskan's Advantage Plus!
LEGACY PLUS CHECKING: Our special, value-added checking account for members aged 50 or older provides the same benefits of the Advantage Plus account - and it's only $4 per month.
Check out some of these benefits & features of all Denali Alaskan checking accounts:
• Overdraft protection – get no-fee overdraft protection with a Denali Alaskan VISA credit card. You can also get overdraft protection from savings accounts for a nominal fee.
• No minimum balance required – with the Advantage Plus and Legacy Plus accounts, you earn your dividends as long as you maintain a $1000 minimum balance.
• Free VISA check card – Denali Alaskan’s VISA check card offers no-surcharge access at all of the ATMs in our network (45 ATMs across Alaska, and counting), as well as at dozens of other ATMs in the Alaska ATM Alliance.
• Easy Pay – pay bills from your checking account with our exclusive internet bill payment service. (Nominal monthly fee.)
Click here for more detailed information on Advantage Plus/Legacy Plus membership benefits.
Increase the earnings on your savings by taking advantage of high-yield Denali Alaskan investment accounts. Choice of daily access or fixed-term accounts to fit your needs at higher dividend rates than our basic saving accounts.
Money Market Savings: If you need quick access to your investment funds, this is the account for you. Open a money market account with any amount, and earn higher dividends with as little as a $5000 balance. Dividends are paid monthly. The rate adjusts monthly to correspond with market changes. Of course, you can add or withdraw funds at any time.
For Money Market Savings account transaction limits will apply. No more than six (6) preauthorized, automatic, telephonic, Data Line/PC Banking transfers may be made from this account to another of yours or to a third party in any month. If you exceed these limitations, your accounts may be subject to a fee or be closed.
Certificate Accounts: Secure your funds at a fixed rate for the term you choose.
Certificates Plus: Invest as little as $500 and get dividend earnings at a fixed yield during the term. You choose the term: 6, 12, 18, or 24 months. Dividends paid monthly.
Individual Retirement Accounts: Our IRA accounts reduce your taxable income and help you build a more secure retirement. Choose either a contributory or spousal IRA, available in both IRA Savings and IRA Certificate accounts. Your IRA accounts may be tax sheltered, based on IRS requirements. For IRA Savings, you can make deposits at any time to fit your budget. Dividends on IRA Savings accounts post monthly for faster growth in earnings. And you can start an IRA Savings account with a minimum of $100. Or open a 12 to 36-month term IRA Certificate account with as little as $500. There is no set-up or annual fee for any of these accounts.