Loans

Loans in 60 seconds!  Apply for a consumer loan on-line 24 hours a day, and you'll get an answer within a minute!  Click on the "Loans" icon at the Personal Computer Banking section of our site.  Denali Alaskan is dedicated to your financial success, and our round-the-clock loan applications/review is a part of our MemberPlus Service commitment.

You may also call us any time of day (257-RATE or 1-800-764-1123, option 4) if you'd prefer to talk to a Denali Alaskan lending professional. For Real Estate Loans try our Real Estate Loan Application or our Mortgage Application.

Denali Alaskan gives personal attention to the borrowing needs of our members by making a variety of loan programs available. Interest on loans is calculated using the simple method, and only on the unpaid balance, so you pay only for the period you use the money. There is never a penalty for early repayment.

Competitive rates and terms are offered in each loan category and we offer a flexibility in payment plans and options.

Click any of the following links for rate information:
Consumer Loan Rates

Real Estate Loan Rates

Credit Card Rates

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Insurance Service Center

Denali Alaskan's Insurance Service Center reviews all consumer loans to insure you have the minimum required physical damage insurance for the full term of your loan. This covers all loans for cars, trucks, SUVs, boats, ATVs and other types of consumer loans. If you receive a letter from our Insurance Service Center asking for updated information on your loan, please call Center at 1-800-747-4490, fax them at 1-800-747-4496, or log on to www.myinsuranceinfo.com.

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LOANS

Easy. No hassle. At Denali Alaskan, we have loans for almost anything you need -- at very competitive rates. Many offer a choice of rates based on the term you select and qualifications. Approvals are fast, too -- usually under two hours for consumer loans, and within two - three days for real estate loans. To save even more time, call us and we'll mail or fax you an application.

How to Borrow: Applying for a consumer loan has never been more convenient. Simply fill out the On-Line Loan Application. Consumer loan applications are also accepted in person, by mail or fax, or by utilizing Loans By Phone. Mortgage loan applications ARE NOT available on-line or by Loans By Phone at this time. Please contact our Real Estate Loan Department for an application and more information.

Loan by Phone:  Loan by phone specialists are on call 24 hours a day, 7 days a week.  Dial (907) 257-RATE (257-7283) or toll free 1-800-764-1123, option 4, and we'll walk you through the loan application process.

Mortgage Lending: Denali Alaskan Mortgage offers competitive rates, low closing fees and a MemberPlus Service commitment to your needs. Call Denali Alaskan Home Loans at 522-3570, in Anchorage, or 866/450-DAFS from anywhere else in Alaska or the United States. You can also fill out a mortgage application on-line at http://www.denalialaskanhomeloans.com/.

Real Estate Lending: Denali Alaskan's Real Estate Lending Department offer loans for construction, FHA Title I Home Improvement Loans, Equity Lines of Credit and raw land. The Real Estate Lending Department, located at 400 W. Benson Blvd., is on call to help you with these lending services; please call (907) 257-9416 to speak to someone in Real Estate or apply online with our Real Estate Loan Application.

VISA Credit Cards

You want a credit card to help support your financial lifestyle, and Denali Alaskan offers VISA credit cards to fit your needs…plus, they come with no annual fee!  Our Platinum, Gold and Classic VISA credit cards have some great benefits, plus you’ll reap the rewards of membership through exclusive programs such as our Denali Days promotions, the VISA Merchant Offer Program or VISA national promotions.

If your credit is “bruised” by past actions, consider a Secured VISA credit card.  There is a $15 annual fee for this card, but when it’s used properly you’re able to rebuild your good credit and eventually move up to one of our other, no-annual-fee cards. 

For more information on the various credit cards we offer, and the benefits you can reap as a Denali Alaskan card holder, click here.

Payroll Deduction/Automatic Payments: Payroll deductions or automatic transfers from your savings account are available to make budgeting easier and eliminate the chance of missing a payment.

Loan Insurance: Life and disability insurance are available for credit coverage. Premium amounts are very reasonable and are quoted at the time of application and your loan closing.