Financial Literacy

Build Your Financial Foundations...

Achieve Financial Balance

Keeping your balance in the world of finance can be challenging.

That's why Denali Alaskan Federal Credit Union has partnered with BALANCE, a financial fitness program that provides information to help you achieve your goals.

BALANCE is designed to provide credit union members with comprehensive, professional assistance with all aspects of personal finance. In many cases, BALANCE counselors can answer your questions immediately.

• How can I design a realistic budget to achieve my financial goals?

• What are my options for getting out of debt?

• I want to buy a home in the next few years. How can I prepare for that?

• How can I get a copy of my credit report?

If you have more complex issues, an appointment will be scheduled to allow you more time to discuss your situation.  You can access these free, confidential financial counseling services six days a week. BALANCE counselors are available

Monday - Thursday: 4 a.m. - 7 p.m. (AKST)

Friday: 4 a.m. - 4 p.m. (AKST)

Saturday: 7 a.m. - 4 p.m. (AKST)

Just call a BALANCE counselor toll-free at (888) 456-2227 and let them know you're a Denali Alaskan Federal Credit Union member. Please visit the BALANCE web site for more information about their financial fitness program: http://balancepro.net/partners/denalifcu/index.html 

We hope you will take advantage of BALANCE, another benefit of your membership in Denali Alaskan.

Upcoming BALANCE Workshops

...One Step at a time

Building financial strength Is a step-by-step process which takes careful planning all along the way. The best place to start is with a budget; click here to find sample budgets which you can download and use to strengthen your finances. You'll find other links on this page which will help you develop positive spending and saving habits for life. For even more information visit mycreditunion.gov which is brought to you by the Office of Consumer Protection to promote financial literacy and promote the rights of consumers. 

... While avoiding Financial Pitfalls

A financial setback can occur when you least expect it, and sometime you may not be able to face the challenge by yourself. Financial questions and concerns face many people every day. You are not alone. How would you handle a divorce, death in the family, or other unforeseen event? Are you living from paycheck to paycheck? Do you need to create an organized spending plan? Are college expenses on your horizon? These articles and links may help you overcome these challenges.

OVERCOME FINANCIAL CHALLENGES ARTICLES AND LINKS

...By managing your credit and debt.

Your credit score is becoming more and more important. It will affect everything from the apartment you rent to the cell phone plan you are available to get. Denali Alaskan offers the following tips as ways to strengthen your credit and possibly reduce your debt.

CREDIT ARTICLES AND LINKS

...By Investing for the future.

By investing wisely you have a much better chance to do more with your retirement years. Here are some tips on smart investment moves.

INVESTING ARTICLES AND LINKS

...On the highway.

With the rising cost of fuel Denali Alaskan offers these ways to reduce costs when buying, maintaining, or driving your automobile.

AUTOMOBILE ARTICLES AND LINKS

...From the foundation of your home.

Equity is a great, sound way to make an investment. It therefore behooves you to invest in your home and maintain it. Below are some ways to save money and ideally your investment.

HOME ARTICLES AND LINKS

...Preventing possible threats

In this day and age we are dealing more and more with people finding themselves as victims of fraudulent emails and check scams. Dumpster divers and identity theft is becoming a common occurrence. One way to help your overall credit as well as your assets is knowledge of how to make sure what you own is secure. Click here to visit our security page to find out more.

Protect Your Financial ID

Consumer Advice Powerpoint

SOCIAL SECUTIRITY ARTICLES & LINKS

...From an early age

 Want to start your kids on the right path to financial success? Vist the Smart Start for Kids site and prepare your children for growing strong financially, how to save and invest wisely, how day-to-day banking operates, as well as how to protect themselves.

ARTICLES AND LINKS FOR KIDS

Credit Calculators

How long will it take to pay off my credit card(s)?

How long will it take to pay off my loan?

Loan Payment Calculator