Visa Credit Card

Because we know our members use their Visa cards differently, we offer four types of variable rate Visa cards for whatever you and your family need. Select the option that best fits your lifestyle and credit card use. Our VISA cards are hard to beat.

VISA Platinum

The ultimate Denali Alaskan VISA Card ...express your purchasing power with a Platinum card! The large credit limit insures you have the necessary credit to support your lifestyle.

Unique Product Features and Benefits
Credit Limit: $5,000 to $20,000.
Annual Percentage Rate:
Prime Interest Rate + 5.0% (variable).
Maximum 18.00%
No annual fee
Free travel insurance $500,000.
Additional benefits include: Auto Rental Insurance, Emergency Card/Cash Disbursement, Lost/Stolen Card Reporting, Mass Merchant Acceptance, VISA Assistance Center, Zero Liability, Warranty Manager Service, Travel & Emergency Assistance Services and Purchase Security.

Visa Gold:

The "gold standard" of credit cards provides higher spending limits than the Share Secured or Classic card.

Unique Product Features and Benefits
Credit Limit: $5,000 to $10,000.
Annual Percentage Rate:
Prime Interest Rate + 7.0% (variable).
Maximum 18.00%
No annual fee.
Free travel insurance $250,000.
Additional benefits include: Auto Rental Insurance, Emergency Card/Cash Disbursement, Lost/Stolen Card Reporting, Mass Merchant Acceptance, VISA Assistance Center, Zero Liability, Warranty Manager Service and Travel & Emergency Assistance Services.

Visa Classic:

A great introductory card, the Classic VISA offers worldwide purchasing power, low interest rates and more than 50 years of Denali Alaskan commitment to member service.

Unique Product Features and Benefits
Credit Limit: $500 to $5,000.
Annual Percentage Rate:
Prime Interest Rate + 9.0% (variable).
Maximum 18.00%
No annual fee.
Free travel insurance $150,000.
Additional benefits include: Auto Rental Insurance, Emergency Card/Cash Disbursement, Lost/Stolen Card Reporting, Mass Merchant Acceptance, VISA Assistance Center and Zero Liability

Share Secured VISA:

The Share Secured VISA is perfect for members wishing to establish, rebuild, or repair credit.

Unique Product Features and Benefits
Credit Limit: $500 to $5,000.
Annual Percentage Rate:
Prime Interest Rate + 10.0% (variable).
Maximum 18.00%
Share secured deposit required of 120%
Nominal Annual fee of $15.
Free travel insurance $150,000.
Additional benefits include: Auto Rental Insurance, Emergency Card/Cash Disbursement, Lost/Stolen Card Reporting, Mass Merchant Acceptance, VISA Assistance Center and Zero Liability.

Call the Member Contact Center at 257-7200, option 3, or toll-free at (800) 764-1123, option 3, to ask about the features and benefits of our credit cards.  You may also click here to fill out an online application 24 hours a day, seven days a week.

For a copy of the VISA agreement, click here.

VISA Card Security for Members

If you lose your Denali Alaskan VISA Credit Card or VISA Check Card, or believe your card has been stolen, please report it to us immediately. If you report a lost or stolen VISA Check Card within two business days you will not be held liable for charges run up on the card. Call (800) 682-6075 24 hours a day to report all lost or stolen VISA cards.

The safety of your VISA cards and your account information are paramount to us. Please let us know if you have any concerns or problems with your cards.

Verified by VISA: On-line Purchasing Protection

Denali Alaskan introduces “Verified by VISA” a new password protection program developed by VISA to provide added security for your on-line purchases. Once you create your password Verified by VISA protection will prevent unauthorized purchases before they even happen. Your password is linked to your card, not your computer. The verification process will work with all retailers who have joined the Verified by VISA program. The list of retailers, as well as registration of your “Verified by VISA” password, is found here. Verified by VISA will require Microsoft IE 4.01 and above, Netscape Navigator 4.08 and above, or AOL 5x and above.