Youth Checking For Members 13 to 23 years old
At Denali, we know that making new financial decisions can be a challenging experience. That's why we're here to help. If you are at least 13, Denali has the perfect checking account designed just for you. Our basic account doesn’t require direct deposit or have minimum balance requirements. Young Adult Checking gives you the access and convenience that you need in your first checking account.
If you’re under 18, you will need to open your account at a Denali branch. Find out what you need to open an account.
| Feature or Benefit | Young Adult |
| Earns Dividends | |
| Overdraft Protection* | |
| Reimbursed ATM Fees (up to $20 per month) | |
| Free Check Orders (up to $25 per order) | |
| Free Instant Issue Debit Card |  |
| Paper Statements** | |
| Overdraft Fees for Returned Items | $30 per item |
| Bounce! Protection† | |
| Free Web and Mobile Banking | |
| Free Online and Mobile Bill Pay | |
| Free Access to Co-Op Shared ATMs and Branches | |
| Monthly Fee | Free |
| How to Waive Monthly Fee | N/A |
| Opening Deposit | $30 ($25 checking, $5 share savings) |
* Overdraft protection: Free for Advantage, $7 per transfer for Simple and Opportunity, not available for Young Adult
** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult
† $30 per item, up to a maximum of 4 charges per day