Rates

Don’t let high rates ruin your fun. If you’re looking to purchase an RV, boat, ATV or other personal toy you’ll love Denali’s low rates and extra discounts for automatic payments available to all members. Not a Denali member? Apply right now.

Recreational Vehicle Rates

Change Location

  • Alaska
  • California
  • Washington
08/15/2018
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2017-18 models: up to 100% financing of MSRP,
Credit Union GAP Plus and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2009-17 models: up to 100% of NADA Average Used
Retail and extended warranty
. Excludes tax and
license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2018-19 models: up to 100% financing of MSRP,
Credit Union GAP and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2010-18 models: up to 100% of NADA Average Used
Retail and extended warranty.
Excludes tax and license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2018-19 models: up to 100% financing of MSRP,
Credit Union GAP and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2010-18 models: up to 100% of NADA Average Used
Retail and extended warranty.
Excludes tax and license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2018-19 models: up to 100% financing of MSRP,
Credit Union GAP and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2010-18 models: up to 100% of NADA Average Used
Retail and extended warranty.
Excludes tax and license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%
06/01/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2018-19 models: up to 100% financing of MSRP,
Credit Union GAP and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2010-18 models: up to 100% of NADA Average Used
Retail and extended warranty.
Excludes tax and license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%
06/01/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2018-19 models: up to 100% financing of MSRP,
Credit Union GAP and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2010-18 models: up to 100% of NADA Average Used
Retail and extended warranty.
Excludes tax and license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%
06/01/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2018-19 models: up to 100% financing of MSRP,
Credit Union GAP and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2010-18 models: up to 100% of NADA Average Used
Retail and extended warranty.
Excludes tax and license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2018-19 models: up to 100% financing of MSRP,
Credit Union GAP and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2010-18 models: up to 100% of NADA Average Used
Retail and extended warranty.
Excludes tax and license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2018-19 models: up to 100% financing of MSRP,
Credit Union GAP and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2010-18 models: up to 100% of NADA Average Used
Retail and extended warranty.
Excludes tax and license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%
08/15/2018
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2017-18 models: up to 100% financing of MSRP,
Credit Union GAP Plus and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2009-17 models: up to 100% of NADA Average Used
Retail and extended warranty
. Excludes tax and
license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New RVs
2018-19 models: up to 100% financing of MSRP,
Credit Union GAP and extended warranty.
Excludes tax and license.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$24.47
(60 months)
6.25% to 16.00%
Used RVs
2010-18 models: up to 100% of NADA Average Used
Retail and extended warranty.
Excludes tax and license. Max mileage is 50,000.
Up to 180 months
(based on amount financed)
Per $1,000
borrowed: $19.86 -
$24.88
(60 months)
7.00% to 16.75%

Includes RVs, travel trailers, motor coaches and fifth wheels. Loan rates listed reflect a .25% discount for Automatic Payment transfer from a Denali checking or savings account. All loans are made subject to credit approval and membership. Your actual rate will be based on your credit worthiness. Above rates and terms represent a guidance for maximum loan amounts allowable, but do not guarantee that an applicant will qualify for those maximums. Interest rates and fees are subject to change without notice.


Boat/Personal Toy Rates

Change Location

  • Alaska
  • California
  • Washington
08/15/2018
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2017-18 models: up to 100% of
MSRP, plus Credit Union GAP
Plus. Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2012-17 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP Plus. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2018-19 models: up to 100% of
MSRP, plus Credit Union GAP.
Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2013-18 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2018-19 models: up to 100% of
MSRP, plus Credit Union GAP.
Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2013-18 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2018-19 models: up to 100% of
MSRP, plus Credit Union GAP.
Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2013-18 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%
06/01/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2018-19 models: up to 100% of
MSRP, plus Credit Union GAP.
Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2013-18 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%
06/01/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2018-19 models: up to 100% of
MSRP, plus Credit Union GAP.
Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2013-18 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%
06/01/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2018-19 models: up to 100% of
MSRP, plus Credit Union GAP.
Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2013-18 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2018-19 models: up to 100% of
MSRP, plus Credit Union GAP.
Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2013-18 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2018-19 models: up to 100% of
MSRP, plus Credit Union GAP.
Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2013-18 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%
08/15/2018
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2017-18 models: up to 100% of
MSRP, plus Credit Union GAP
Plus. Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2012-17 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP Plus. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%
04/02/2019
ProductMaximum TermPayment FactorAnnual Percentage Rate (APR)
New Toys and Boats
2018-19 models: up to 100% of
MSRP, plus Credit Union GAP
. Excludes tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.14 -
$25.29
(60 months)
5.49% to 17.49%
Used Toys and Boats
2013-18 models: up to 100% of
NADA Average Used Retail, plus
Credit Union GAP. Excludes
tax and license.
Up to 120 months
(based on amount financed)
Per $1,000
borrowed: $19.62 -
$25.57
(60 months)
6.49% to 18.00%

Loan rates listed reflect a transfer from a Denali checking or savings account. Maximum loan amount on ATVs is $15,000 with a 5-year repay. All loans are subject to credit approval and membership. Your actual rate will be based on your credit worthiness. Above rates and terms represent a guidance for maximum loan amounts allowable, but do not guarantee that an applicant will qualify for those maximums. Interest rates and fees are subject to change without notice.