Rates
Don’t let high rates ruin your fun. If you’re looking to purchase an RV, boat, ATV, or another personal toy, you’ll love Denali’s low rates and extra discounts for automatic payments available to all members. If you're not currently a member, it’s easy to apply right now.
Recreational Vehicle Rates
Change Location
- Alaska
- California
- Washington
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2017-18 models: up to 100% financing of MSRP, Credit Union GAP Plus and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2009-17 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2018-19 models: up to 100% financing of MSRP, Credit Union GAP and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2010-18 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2018-19 models: up to 100% financing of MSRP, Credit Union GAP and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2010-18 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2018-19 models: up to 100% financing of MSRP, Credit Union GAP and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2010-18 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2018-19 models: up to 100% financing of MSRP, Credit Union GAP and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2010-18 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2018-19 models: up to 100% financing of MSRP, Credit Union GAP and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2010-18 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2018-19 models: up to 100% financing of MSRP, Credit Union GAP and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2010-18 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2018-19 models: up to 100% financing of MSRP, Credit Union GAP and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2010-18 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2018-19 models: up to 100% financing of MSRP, Credit Union GAP and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2010-18 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2017-18 models: up to 100% financing of MSRP, Credit Union GAP Plus and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2009-17 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New RVs 2018-19 models: up to 100% financing of MSRP, Credit Union GAP and extended warranty. Excludes tax and license. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $24.47 (60 months) | 6.25% to 16.00% |
| Used RVs 2010-18 models: up to 100% of NADA Average Used Retail and extended warranty. Excludes tax and license. Max mileage is 50,000. | Up to 180 months (based on amount financed) | Per $1,000 borrowed: $19.86 - $24.88 (60 months) | 7.00% to 16.75% |
Includes RVs, Travel Trailers, Motor Coaches and 5th Wheels. Loan rates listed reflect a .25% discount for Automatic Payment transfer from a Denali checking or savings account. All loans are made subject to credit approval and membership. Your actual rate will be based on your credit worthiness. Above rates and terms represent a guidance for maximum loan amounts allowable, but do not guarantee that an applicant will qualify for those maximums. Interest rates and fees are subject to change without notice.
Boat/Personal Toys Rates
Change Location
- Alaska
- California
- Washington
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2017-18 models: up to 100% of MSRP, plus Credit Union GAP Plus. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2012-17 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP Plus. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2018-19 models: up to 100% of MSRP, plus Credit Union GAP.Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2013-18 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2018-19 models: up to 100% of MSRP, plus Credit Union GAP.Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2013-18 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2018-19 models: up to 100% of MSRP, plus Credit Union GAP.Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2013-18 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2018-19 models: up to 100% of MSRP, plus Credit Union GAP.Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2013-18 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2018-19 models: up to 100% of MSRP, plus Credit Union GAP.Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2013-18 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2018-19 models: up to 100% of MSRP, plus Credit Union GAP.Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2013-18 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2018-19 models: up to 100% of MSRP, plus Credit Union GAP.Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2013-18 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2018-19 models: up to 100% of MSRP, plus Credit Union GAP.Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2013-18 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2017-18 models: up to 100% of MSRP, plus Credit Union GAP Plus. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2012-17 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP Plus. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
| Product | Maximum Term | Payment Factor | Annual Percentage Rate (APR) |
| New Toys and Boats 2018-19 models: up to 100% of MSRP, plus Credit Union GAP. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.14 - $25.29 (60 months) | 5.49% to 17.49% |
| Used Toys and Boats 2013-18 models: up to 100% of NADA Average Used Retail, plus Credit Union GAP. Excludes tax and license. | Up to 120 months (based on amount financed) | Per $1,000 borrowed: $19.62 - $25.57 (60 months) | 6.49% to 18.00% |
Loan rates listed reflect a transfer from a Denali checking or savings account. Maximum loan amount on ATVs is $15,000 with a 5-year repay. All loans are subject to credit approval and membership. Your actual rate will be based on your credit worthiness. Above rates and terms represent a guidance for maximum loan amounts allowable, but do not guarantee that an applicant will qualify for those maximums. Interest rates and fees are subject to change without notice.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-764-1123 for assistance.