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Moving Tips: What to Do, and When to Do It
 

Planning on moving soon? Combine the desire for new digs with the need to pack up all your stuff, stir in some spring cleaning, fold in some unexpected delays, add up all the costs, and you may start to wonder if you should stay put.

 

Moving can be a pain in the ... wallet, particularly if you wait until the last minute to start the process. So what's the key to success? Start planning early.

 

Begin by evaluating your finances. Are you going to "do it yourself," or can you afford the help of professional movers?

A do-it-yourself move is less expensive than using professional movers, but there still are costs, such as vehicle rental, security deposit, equipment and supplies, mileage, taxes ... and your time. Make sure you shop around when renting a truck: Get written estimates from at least three companies before you make a decision, and ask for referrals from family or friends, or from your new employer if you're headed to a new job in a different city.

 

If you're using professional movers for an intra- or interstate move, the cost usually is calculated by weight and distance. Most local movers charge an hourly rate. Some companies will send a representative to your home to inventory your belongings. Some bring computers--walking through each room as well as the garage and out-buildings--to calculate estimated weight and cost of everything you plan to move. Ask questions about insurance, and check your own insurance for coverage. Expect additional charges for packing and unpacking, for dismantling and reassembling furniture, and for boxes and other packing supplies.

 

What should you do, when?

 

One month before the move:

* Hold a garage sale and donate items to local charities, particularly heavy items that add significant weight to the shipment.
* Fill out IRS (Internal Revenue Service) and post office address change forms.
* Notify current--and new--utilities.
* Obtain copies of medical records and get referrals for new providers.
* Maintain your relationship with Denali Alaskan Federal Credit Union, using online services to move money around, apply for loans, order checks, and so on. Or, establish a share draft/checking account at a credit union in the new city.
* Inventory your belongings.
* Finalize arrangements with the moving company, or reserve a rental truck.

 

One to two weeks before the move:

* Have your appliances serviced for moving.
* Stop writing checks on your old checking account, and set dates for closing old accounts.
* Collect valuables from your safe deposit box.
* Contact your insurance agent about coverage during the move.
* Use up food so there's less to pack.

 

On moving day, and within a few weeks of your move:

* Carry important documents/valuables with you.
* Keep all receipts--some are tax-deductible.
* Renew your driver's license, auto registration, and pet tags.
* Find local hospitals, police, schools, and veterinarian.
* Review your will to reflect the new address.
* Shop around for new insurance policies.
* Get to know your neighbors.

 

If you're moving in the near future, Denali Alaskan can help you plan ahead for a successful move.  Contact one of our branches for assistance.

 

Copyright 2007 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.