Advantage Checking

Advantage Checking accounts reward our most valuable members with extra benefits and account features. Created for those who make a higher amount of transactions each month, this account features added perks like free overdraft protection, reimbursed ATM fees, free check orders, and numerous other advantages. Check out the table below to learn what else this account can offer you.

Feature or BenefitAdvantage
Earns DividendsYes
Overdraft Protection*Yes
Reimbursed ATM Fees (up to $20 per month)Yes
Free Check Orders (up to $25 per order)Yes
Free Instant Issue Debit CardYes
Custom Photo Debit Card**Yes
Paper Statements***Yes
Overdraft Fees for Returned Items$30 per item
Bounce! Protection†Yes
Free Web and Mobile BankingYes
Free Online and Mobile Bill PayYes
Free Access to Co-Op Shared ATMs and BranchesYes
Monthly Fee$25
How to Waive Monthly Fee$75,000 combined household deposits (loans and deposits)
Opening Deposit$100

* Overdraft protection: Free for Advantage, $7 per transfer for Simple and Opportunity, not available for Young Adult

** Custom Photo Debit Card: One card free for Advantage and Young Adult, $10 for Simple and Opportunity

*** Free for Advantage, $2 per month for Simple, Opportunity and Young Adult

† $30 per item, up to a maximum of 4 charges per day