Certificate Accounts

Denali’s certificate accounts are the perfect choice for long-term savings. With easy setup and higher returns, you’ll be able to accrue more money faster, without having to worry about market fluctuations. There’s no market risk associated with our certificate accounts, so you can just relax and watch your investment grow.

Check here for our latest certificate rates


Dividends on Certificate Accounts are compounded monthly *APY = Annual Percentage Yield Rates are subject to change without notice. APY is accurate as of 1/01/19. Dividends are calculated from date of deposit to date of withdrawal. Rates shown for certificates are contracted when the account is opened and upon renewal. A penalty will or may be imposed for early withdrawal.

A minimum balance of $1,000 is required to open the Certificate Account. A minimum balance of $1,000 is required to earn this rate (must be new money). To qualify for this product, member must possess a Denali checking account with a balance of at least $500. Fees may reduce earnings on the account. Denali reserves the right to change or end the promotion at any time without notice.